The Pandemic and Business Interruption Cover – Can You Claim?
The insurer argued losses stemmed from the lockdown, not the disease itself. The court, however, found a sufficient causal link between COVID-19, the lockdown regulations, and the restaurant's losses. This ruling highlights the importance of policy wording and causation in similar claims, though insurers are appealing the decision. The FSCA has also stated that the lockdown itself is not grounds for claim rejection.


